insurance

Top Health Insurance Companies

Choosing a health insurance provider can be confusing, owing to the high number of providers available. However, only a few qualify to make it to the list of top health insurance companies. Buying your health plan from any of these top health insurance companies will give you control over your health and you will benefit from the best service there is.

Here are five of the top health insurance companies with excellent services that you can benefit from:

WellPoint Inc.Top Health Insurance Companies
This company leads the pack of top health insurance companies in the US. It provides cover to over 34 million residents through its subsidiaries, top being Blue Cross and Blue Shield. Under the Blue Cross license, it operates in 24 different states. In the rest of the nation, it operates under Unicare. The company provides a wide range of Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-of-Service (POS) plans, hybrid plans and indemnity to individuals, employers and recipients of Medicaid and Medicare.

UnitedHealth Group Incorporated
Coming in second in the list of top health insurance companies in the US, UnitedHealth offers a wide variety of health plans in four different chapters. It has plans covering HMOs, PPOs, POS plans, as well as Medicare and Medicaid options. Individuals looking for specialized plans such as dental or vision plans will find them under the company’s Specialized Care Services. They give customized packages to meet the specific needs of every customer. Large companies can purchase plans under Underprise, which is designed to meet the health insurance needs of bigger companies. The Ovations Unit in the company serves members of AARP.

Blue Cross and Blue Shield Association
One of the top health insurance companies, Blue Cross and Blue Shield Association boast of a 90 million client base. They provide at least 40 different chapters covering health plans including HMOs, PPOs, POS plans, and fee-for-service plans. The company also provides Medicare plans.

Aetna Inc.
Aetna one of America’s top health insurance companies in market share and service, offers a variety of health plans. They are PPOs, HMOs, Point-of-service plans (POS), traditional indemnity cover, health savings accounts, dental plans, behavioral health plans and Medicare. The company is the most vibrant in the country, with over 15 million people under its health plans. Dental plans serve approximately 13 million people while the pharmacy plans have about 10 million clients.

CIGNA Corporation
Another of the top health insurance companies available, CIGNA provides various health programs to over 9 million people in the US and Canada, including government entities, Medicare recipients, unions, employers and individuals. Programs available include HMOs, PPOs, POS plans, indemnity, Medicare and consumer–directed products. It also has dental plans, vision plans, pharmacy plans, and behavioral health plans. Under a different category are group accident insurance, disability insurance and life insurance.